Andrew Cialek

As the head of operations, I focus on quality and efficiency to serve our clients with speed and precision. While much of my work is behind-the-scenes, my goal is to keep the operations part of the client experience running smoothly and to proactively put out any fires before they start. I have far too many interests but the recurring theme that runs throughout my personal and professional life is my love of learning new things. Currently, I'm fascinated by gardening and permaculture and hope to one day own my homestead with my wife, Luvie, and our two dogs, Maple and Philo. Read more...

Beth Ashe

I work with our team of planners scheduling and helping prepare for client meetings. My other duties include managing the day-to-day office operations and coordinating special projects. When challenges arise, I am energized by problem solving and finding solutions. Growing up in the Tidewater area, it’s attending college at Virginia Tech that brought me to the New River Valley. It did not take long to fall in love with the mountains and it's where my husband, Harley, and I raised our blended family of five girls. Read more...

Joel Williams, CFP®, CIMA, PhD

My career path has taken me in many different directions over the years. As an educator, author, entrepreneur, and wealth management advisor, the one constant throughout my life has been my desire to help people. When I entered the financial planning industry in 1981, I knew I wanted to better understand behavioral finance and the impact of thinking strategically about the possibilities of money. I find great joy in helping people dream and discover that the "joy of wealth" has little to do with money. In my free time, you will find me playing the tenor saxophone or spending time in the outdoors, which include archery and quiet moments reflecting on the wonder of God’s creation. Read more...

Andrew Miller, CFP®

As the Founder of OLIO Financial Planning and a CERTIFIED FINANCIAL PLANNERTM, my passion is providing real financial planning with a fee structure that isn't tied to an account balance or a product. I strive to make financial planning easy, so people feel empowered to actually do it. If you're interested in learning more about how we might help you, be sure to ask me how a Coca-Cola and Mr. Goodbar impacted my own finances. This perhaps tells the whole story! Read more...

Christine Damico, CFP®, EA

I am passionate about doing nose-work and agility training with my dog, Izzy. These training sessions have taught me so much about communication and trust. Just like the connections we make with our four-legged friends, the relationships we build with our clients are forged over time and with focused attention given to your financial goals and needs. As a CERTIFIED FINANCIAL PLANNERTM and IRS Enrolled Agent, I am equally passionate about making sure clients take all the tax deductions they're allowed (no, really!) as I am about helping clients remove any financial obstacles that keep them from living the life they want. Read more...

Katie Mullins

Hello, hello! I'm a Facilitator who thrives on developing personal relationships with clients all while trying to make their lives easier. You might interact with me while scheduling an appointment or completing paperwork. Outside of the office, I enjoy learning new things like how to cook the best blueberry Bundt cake. If there's anything I can do for you, let me know! I'm both up for the challenge and love having the opportunity to help. Read more...

Ashley Coake, CFP®

As a CERTIFIED FINANCIAL PLANNERTM, I work with our clients to make sure all areas of their financial lives are in balance. From cash management and investing to retirement planning, when each of the core components of your financial health is in balance, you have a strong foundation to help you achieve your goals. I also believe balance is necessary between your work life and your personal life. I find my balance living on a farm and coming home each day to our chickens, ducks and pigs. Read more...

Jesse Lineberry, CFP®

I'm a CERTIFIED FINANCIAL PLANNERTM who loves finding creative ways to explain complicated financial strategies in a simple manner to our clients. Being from Snowville, Virginia, a community of ~150 people, I spend much of my time outdoors hunting and fishing. Read more...

Vickie Damico

My goal is to educate communities on why financial planning is for everyone and to help bring peace of mind to the individuals and families we already serve. As a former television producer and a marketing director for several construction companies, I combine my experiences behind the camera with developing messages to educate and empower OLIO's clients. When I'm not learning what else clients want to know about, I love spending time with my family and friends, baking desserts, and traveling. I hope my next trip is to walk a portion of El Camino de Santiago in Spain. Read more...